March 31st, 2020
México COVID-19, News
The General Health Council agreed on extraordinary measures throughout the national territory, including the immediate suspension of non-essential activities, from 30 March to 30 April 2020, this will affect the public, private and social sectors, with the aim of mitigating the dispersion and transmission of the virus. The Epidemiological and Health Intelligence Unit enabled a toll free number 800 0044 800 to attend COVID-19 related questions and detect possible cases. Full Article in Spanish
Government Links of Interest (in Spanish):
Mexican Health System (IMSS).
In an effort by the Institute to break the chain of transmission, maintain social distance and facilitate the process of incapacity for all IMSS affiliated workers who have symptoms of COVID-19 disease, the Institute’s Technical Council has approved to obtain a digital disability permit that can be processed on a remote access platform. Full Article in Spanish
Insurance & Coverage.
A) Health Coverage. Some carriers in Mexico do not cover PANDEMIC related claims: Allianz, GLOBALMEX, Bupa
Allianz issued a statement uttering that although its conditions exclude health emergencies, they will be covering their policyholders in an extraordinary way to support the contingency.
The other insurers that sell products in Mexico, do not have any restrictions so those insured who contract COVID-19 disease, are covered according their policy conditions (Insured Sum, Deductible, Coinsurance, Pre-existing, Waiting Periods, Benefit Period, etc.)
Although, as soon as the contingency passes or is no longer classified as a pandemic, epidemic or health emergency, COVID-19 disease will be covered like any respiratory disease in all products marketed in Mexico.
B) Insurance Regulations. In the face of the contingency by Covid-19, the National Insurance and Bonds Commission (CNSF) in coordination with The Mexican Association of Insurance Institutions (AMIS) have reported they will provide regulatory facilities so that every insurance company that requires it, can extend the deadlines for payment of premiums by loyal and vulnerable clients, without penalty or cancellation of policies, for the benefit of the insured. Full Article in Spanish